Finance For Property Investment

Property is a popular investment because it is easily understood and you can see it, touch it.

The financing of property is not so readily understood.

The finance structures, techniques and products can vary between the various types of property investment:

• Commercial property
• Residential Investment property
• Residential Owner Occupied property

Bespoke Finance arranges finance for property investment and works closely with your other professional advisers (accountant, lawyer, financial planner) to structure the deal properly to achieve your taxation, legal or wealth outcomes.

Commercial Property

Commercial property covers a wide selection of property uses:

• Industrial
• Retail
• Office
• Residential

These properties can be either self tenanted by your business or bought as investments.

In all cases, the strength of the income generated is assessed in detail to ensure that the debt can be serviced.  Bespoke Finance works with you to review the underlying business or leases and future cashflows as part of the finance process.

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Residential Investment Property

There are generous taxation benefits available from structuring the property purchase and finance the right way.

Matters that need to be considered are:

• Who will be the legal owner of the property?
• How long will I hold the investment?
• Can I afford it?
• What other investment or lifestyle plans do you have in the next 5 years?
• Is the property suitable for renting?
• Will the property be easy to sell?

Bespoke Finance will guide you through the appropriate finance options available.  We also work closely with your other professional advisers who will advise you on some of the above matters.

Bespoke finance specialises in assisting clients that have a number of investment properties or who may be purchasing in the names of companies or trusts.

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Residential Owner Occupier Property

Your own home is central to investing in further property.

Bespoke Finance arranges finance for home purchases with the following in mind:

• How much can you borrow?
• How much can you afford?
• What are your plans over the next 5 years?
• Do you want to buy more property in a couple of years?
• Are you worried by interest rate rises or falls?

Bespoke Finance specialises in arranging home finance for clients that wish to invest in more property in the future.

We have access to the major lenders in Australia and can review your current finance and arrange more appropriate finance to fit your future property needs.

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